Independent Investment Advice

There are many people that call themselves "financial advisors" but few investors are aware of the fundamental differences that exist in the field between brokers, insurance agents, bankers and independent investment advisors.

First, there is the issue of pay and motivation. Brokers and insurance agents get paid a commission from products that they sell. Thus, these individuals may have an incentive to recommend high cost products that serve their purposes better than yours. Bankers get paid a salary without regard to performance results. Their goal is to accumulate assets without regard to return on investment.

You have another choice. We are a fee-only investment advisor. We are compensated exclusively by fees paid from our clients. This allows us to work in your best interests without conflict. In fact, as an Independent Registered Investment Advisor, we are held to a higher standard than stockbrokers or insurance agents. We are fiduciaries and must act in the best interests of our clients at all times.